When you make a purchase with your charge card, it is very important
that your number is handled securely by those who are processing the
payment. With today's faceless e-commerce economy, special concerns need
to be addressed to ensure that your charge card information is not
accessible to those with unknown or unproven security track records. While
we know that our employees are trustworthy and have excellent security
records, this fact is not easily discerned when you visit a Web site.
Therefore, we provide you with the most secure charge card processing
available by using the
Authorize.Net
Gateway to connect our site's Web server directly to the financial
institutions which authorize and process our charge card
transactions.
How Secure Charge Card Processing via a Gateway Works
In the process of completing your order in our secure Online Store for
Vacuum Cleaner Products, you will enter your charge card information on a
secure Web page. Your Web browser will encrypt this information using the
TLS Protocol and send it over the Internet
to our site's secure Web Server. This starts a sophisticated process
wherein the charge card transaction is either approved or declined by your
charge card issuer as shown below.
- Our web site's secure server immediately passes the transaction to the
Authorize.Net Gateway via the Internet using extremely secure
128-bit Encryption. This is the world's strongest... according
to RSA Labs, it would take a trillion-trillion years to crack using
today's technology.
- The transaction is transmitted by Authorize.Net to our Acquiring
Bank's processor via a secure proprietary connection. (The
transaction always travels via secure proprietary connections within
the authorization network after it passes through the Authorize.Net
Gateway.)
- The Acquiring Bank's processor passes the transaction to the Credit
Card Interchange system.
- The Credit Card Interchange system queries the appropriate Card Issuer
database.
- The Card Issuer approves or declines the transaction, places a hold
on funds if approved, and passes result/authorization codes back
through the Charge Card Interchange system. The result of a
comparison between the billing address and the card account's
address is passed back as well to help us determine our level of
risk involved in processing your order. This same system verifies
whether the card code you entered is correct, providing a pretty good
indication that you have the actual credit card in your possession.
- The Credit Card Interchange system relays the transaction results
to the Acquiring Bank's processor.
- The Acquiring Bank's processor relays the transaction results to
Authorize.Net servers.
- The Authorize.Net server stores the results and transmits them, along
with a Transaction ID, back to the our Web Site's server.
- A Web page is created, encrypted and passed to your Web browser so you
can view the authorization results. If approved, this contains a
complete invoice which you can print for your records.
This whole process takes only 3 to 4 seconds so you quickly know that
your charge card payment was approved for the amount of the sale. If
declines, you have the option of entering another card for approval. When
we process your order for shipping, its related Transaction ID is passed
to the Authorize.Net Gateway, starting the process which bills your charge
card account and passes the funds to our bank.
Your charge card number is not stored on our site's Web server,
eliminating the risk of unauthorized access to it there. As an extra
safeguard, Authorize.Net even prevents us from accessing your complete
charge card number on their system. However, should the need arise, we are
able to credit your charge card account using the identification number
associated with your original transaction. This virtually removes any
risk of charge card fraud, providing outstanding protect for your charge
card information when purchasing from us online.
You also have the assurance that your charge card account will not be
charged more than what you approved when completing your purchase. There is
no way that we can charge more than the amount authorized by Authorize.net
when you entered your card information. This is an additional protection
against fraud.
Your Personal Privacy is Important to Us
Ristenbatt Vacuum Cleaner Service is committed to maintaining your
confidence and trust. It is our policy that personal information,
such as your name, postal and e-mail address, telephone number or charge
card information, is private and confidential. Therefore, we
continue to invested significant resources to maintain mechanisms to
ensure that your personal information remains confidential. These include,
but are not limited to, obtaining our own Digital Certificate for secure
web page processing with
TLS/SSL Authentication and Encryption,
Processing Charge Cards via a Secure Gateway and establishing and implementing our
Personal Information
Privacy Policy. It is our hope that you will feel comfortable, secure
and confident when purchasing items from our Online Store for Vacuum
Cleaner Products.
First Policy: Ristenbatt Vacuum's Privacy Policy
https://www.ristenbatt.com/xcart/Processing-Charge-Cards-via-a-Secure-Gateway.html